At CP Capital located in Miami, Florida, we believe in offering nothing but the best coverage for all of your needs. We will work with you in a one-on-one setting to get you the right insurance coverage that will fit all of your needs.
We have listed the different types of life insurance below so that you can have a better idea of what life insurance is.
Term life insurance
This is a more affordable insurance that is in effect for a specific amount of time. these policies can last up to 5, 10 or even 20 years. Many people choose to have a term life insurance policy while they are raising their children to ensure the family is provided for should something happen to them. Providing for a spouse is also an important reason to purchase term life insurance. Term life insurance may be available through an employer, but many experts recommend having an additional policy that is not dependent on a specific job.
Whole life insurance
This is a life insurance provides the protection for you and your dependents and pays a stated amount upon death of the insured.
Universal life insurance
This type of life insurance offers the best of both worlds. It offers the flexible permanent life insurance offering the low-cost protection of term life insurance as well as a savings element like a whole life insurance policy. This provides a larger policy for the same monthly fee as a whole term policy.
Florida Health Insurance is a coverage that pays for medical and surgical expenses that you may encounter. A Health Insurance policy will do one of the two things. It can reimburse you for any expenses that you had to pay out of pocket for because of an injury or an illness, or it can pay the provider directly.
With CP Capital, located in Miami, Florida you have the option to choose from one of multiple carriers as well as receive a custom health care plan that will fit your needs.
Also available: Dental coverage, Vision Insurance, Supplemental Health Insurance, Critical Illness
Florida Disability Insurance will insure a worker in the case of a mishap. Disability Insurance offers income protection to an individual who become disabled for a long period of time, and as a result of the injury or mishap he or she can no longer work during that time period. Employees must pay the Federal Insurance Contributions Act (FICA) tax for a certain amount of time, in order to be eligible to receive the Social Security disability income insurance. The insured person will normally receive payments from this insurance policy on the sixth month of disability.
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